Guide To Car Insurance

Steven asked:


I am a 19 year old boy. My parents are buying me my first car. It is a nice pre-owned car. How does the insurance for the car generally work? Is it required? I will be in college next year. Can they take care of my car insurance? How does it work? I heard that they can put my car under their insurance. Is this true? Please explain.

Martha

Miranda asked:


I’m 17, almost 18 and I’ve been looking into buying a car for myself. A used one of course. Anyways, I’m wondering how much it would generally cost a month for car insurance. Also, what are some of the best car insurance companies that are helpful and cheap? Thanks in advance guys!

Ashley

Miss M asked:


I want to pay my car insurance in full for a year, instead of 6 months. Geico and Progressive will not allow me. I live in New York City, Bronx County. Please help!

Cheryl

Daymon N asked:


I just bought a car and I have 3 days to get insurance on it, how can I get insurance over the weekend? Is there a place to get insurance online? or even possibly temporary insurance?

Emma

npbassman asked:


When you ask for a new car insurance quote from your current or a new provider they always ask the question if you have been involved in an accident or have been pulled over recently etc, etc. My question is, do they already know this info and are they maybe testing me or do they really don’t know? I’ve had two moving violations within the past 5 years and I’m wondering how to answer these questions when I shop for insurance on a new vehicle.

Tommy

Mandy . asked:


I need to get tags for my car this month, only when I called my car financing company to see how much it is, they told me that my insurance had lapsed, and my registration was suspended!! I had no idea, because my cousin had gotten the insurance for me (we are now estranged, and I don’t have any contact with her), and I was told by her the insurance expired in May. All my documments have been sent to her house (and she refuses to send me my mail) and I had no idea. Now, I’m terrified that I won’t be able to get my registration back, or pay fines, because I just barely have enough to get new insurance and pay for my tags. I have no proof that she bought insurance for me through May or anything. Does anyone else have had to go through this? What will happen? Please help!
Ok, in lieu of a really nasty post, I must clarify something. I was living with my cousin. Cousin paid for 6 months of insurance (she has a discount, and I paid her back). Since I was living with her, I used her address. We had a falling out- I no longer speak to her, nor have plans to keep in touch. However, she refuses to send me my mail. My address has since been updated, AFTER notices were sent to my cousins house. I was being entirely truthful- you just didn’t read my post all the way through. please read through people’s posts before posting nasty replies. It’ll be greatly appreciated.

Sylvia

joshem2727 asked:


My car was backed into while it was parked at a gas station. It has bee a few months and the guys insurance company wont answer my messages or call me at all. I’ve never had to deal with anything like this and im not sure of my rights.

Clara

Amanda asked:


I live in Wisconsin and havent had insurance in about four years. I am getting married in six months and my fiance’s insurance agent said that I should get insurance now, six months before the wedding, so that once we get married and I get added onto his insurance, I won’t raise his insurance since I am considered high risk since I havent had insurance the last six months or more. So, if I get insurance on my won for six months, it will be high risk for those six months, but then six montsh from now, I won’t be high risk, which will be good becasue six months from now is when i would get married and added onto his insurance.

Now, I am going to get insurance on a car that doesn’t have a loan on it, and I am wondering how much insurance I need? What is the least amount of insurance I could get on my car, so that in six months I won’t be high risk anymore?

P.S. I live in Wisconsin, where it isn’t illegal if you don’t have insurance on your car.

Lois

independentrocker38 asked:


I’m 16 and will be buying my first car soon, but I have no clue about insurance. How much is a good estimate for me, the car I want is a is a pontic grand am of some sort and it’s red.

Cindy

javy_03 asked:


I’ve been without insurance for almost a year now. I canceled my old policy because I do not drive my car anymore and I’m selling it. So I finally bought a new car, and I am currently looking for insurance. But I haven’t had any insurance the past year. Where can I get insurance?

Florence